Legal Disclaimer
Site Provided by Cigna Corporation Subsidiaries
"Cigna" is a registered service mark of Cigna Intellectual Property, Inc., licensed for use by Cigna Corporation and its subsidiaries. Cigna Corporation is a holding company and is not an insurance or an operating company. Therefore, the my health & wellness center web site is provided exclusively by
Cigna Corporation subsidiaries and not by Cigna Corporation.
Product Descriptions — Not Available in all States
The product descriptions, if any, provided on the my health & wellness center web site are not intended to constitute offers to sell or solicitations in connection with any products or services. Some products may not be available in all jurisdictions. Anyone interested in a particular product should contact Cigna to determine whether the product is available in their jurisdiction and to request a copy of the applicable policy or prospectus for a complete description of the product.
Links to Other Sites
While visiting the my health & wellness center web site, you may leave it and access certain non-   Cigna Web sites. Cigna neither reviews nor controls the content and accuracy of these Web sites, and therefore will not be responsible for their content and accuracy. Your access to non-Cigna sites is at your sole risk.
General Disclaimer and Limitation of Liability
All information on the my health & wellness center web site is provided "AS IS" and without warranties of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Although the tools available on the Secured Site may assist you with managing your health and wellness goals, this assistance should be regarded simply as guidance. All information, including such guidance, is presented without any warranty as to its reliability, accuracy, timeliness, usefulness or completeness, and any decisions that you make based on any guidance are your own. Cigna does not warrant that access to the site will be uninterrupted or error-free. You agree to use the my health & wellness center web site   at your own risk. Cigna assumes no responsibility for any circumstances arising out of the use, misuse, interpretation, or application of any information supplied on this site. You agree by accessing the my health & wellness center web site that under no circumstances or any theories of liability under international or civil, common or statutory law including but not limited to strict liability, negligence or other tort theories or contract, patent or copyright laws, will Cigna be liable for damages of any kind occurring from the use of this site or any information, goods or services obtained through the site including direct, indirect, consequential, incidental or punitive damages (even if Cigna has been advised of the possibility of such damages), to the fullest extent permitted by law. Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of these limitations may not apply to you.
Viruses, Worms, Use of Files
Cigna cannot and does not guarantee or warrant that files available for downloading from this site are free of viruses, worms, Trojan horses or other code that has contaminating or destructive properties. Cigna does not make any express or implied warranties, representations or endorsements whatsoever (including without limitation warranties of title, noninfringement or fitness for a particular purpose) with respect to the files available for downloading from this site. In no event will Cigna be liable to you or to anyone else for any decision made or action taken by you or anyone else in reliance on results obtained from use of files downloaded from this site. These files may be downloaded and/or reprinted for personal use only. Permission to reprint or electronically reproduce any document or graphic in whole or in part for any reason except for personal use is expressly prohibited, unless prior written consent is obtained from the appropriate copyright holder.
Health information
The health information available through the my health & wellness center web site is provided by Cigna solely for informational purposes as a public service to promote consumer health. The my health & wellness center web site allows you to complete various surveys or tests online to measure different areas of your lifestyle. The results of these tests or surveys are produced on an automated basis using aggregated statistical information giving generalized results for typical or average cases, and are not in any way to be taken as a definitive diagnosis, advice or recommendation in any particular case. These results and the health information provided on the my health & wellness center web site do not constitute medical advice and are not intended to be a substitute for proper professional medical care. Always consult with your doctor for appropriate examinations, treatment, testing, and care recommendations. Do not rely on information on this site as a tool for self-diagnosis.
There are references throughout the my health & wellness center web site to various trademarks or service marks and these, whether registered or not, are the property of their respective owners
Calculations and Investment Decisions
Financial calculators/calculations are provided for illustrative purposes only. You are responsible for verifying the accuracy and suitability of all assumptions and calculations. Please seek the advice of licensed and/or competent individuals before making any investment or financial planning decisions. Do not rely solely on financial calculators/calculations or financial or retirement information found on the my health & wellness center web site.
Minors and the Children's Online Privacy Protection Act
The my health & wellness center web site does not direct content to Minors and does not intend to collect personal information from Minors and therefore is not subject to the Children's Online Privacy Protection Act. If you allow your minor child, or a child for whom you are legal guardian (a "Minor"), to access and use the my health & wellness center web site, you agree that you will be solely responsible for: (i) the online conduct of such Minor; (ii) monitoring such Minor's access to and use of the my health & wellness center web site; and (iii) the consequences of any use.
The Digital Millennium Copyright Act
Cigna reserves the right, but not the obligation, to terminate your access to the my health & wellness center web site if it determines in its sole and absolute discretion that you are involved in infringing activity, including alleged acts of first-time or repeat infringement, regardless or whether the material or activity is ultimately determined to be infringing. Cigna and its service providers accommodate and do not interfere with standard technical measures used by copyright owners to protect materials. Cigna has implemented procedures for receiving written notification of claimed infringements and for processing such claims in accordance with the Act. Our designated agent to receive notification of claimed infringement is:
Boyd A. Bradford
Cigna Corporation
900 Cottage Grove Road, B6LPA
Bloomfield, CT 06002
Any written notice regarding any infringement of copyright or of other proprietary rights, should be sent to our designated agent, listed above, and must include the following information:
A. A physical signature of a person authorized to act on behalf of (i) the owner of an exclusive right that is allegedly infringed or (ii) the person defamed.
B. Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site.
C. Identification of the material that is claimed to be infringing, or to be the subject of infringing activity, including information reasonably sufficient to permit us to locate the material.
D. Information reasonably sufficient to permit us to contact you, such as your address, telephone number, and/or electronic mail address.
E. A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright or other proprietary right owner, its agent, or the law.
If you choose to access the my health & wellness center web site from outside the United States you do so on your own initiative and are responsible for compliance with U.S. and local laws, if and to the extent that local laws are applicable. Software is subject to United States export controls. No software may be downloaded or otherwise exported or re-exported (i) into (or to a national resident of) Cuba, Iraq, Libya, North Korea, Iran, Syria, or any other country to which the U.S. has   embargoed goods, or (ii) to anyone on the U.S. Treasury Department list of Specially Designated Nationals or the U.S. Commerce Department's Table of Deny Orders. You represent and warrant that you are not located in, under the control of, or a national resident of any such country or on any such list. You agree to comply with U.S. export control laws and that you will not transfer any software or other content from the my health & wellness center web site to a foreign national or foreign country in violation of those laws.
Changes to Legal Disclaimer
We reserve the right to make changes to the my health & wellness center web site and this legal disclaimer. We encourage you to review the my health & wellness center web site and these terms periodically for any updates or changes. Your continued access or use of the my health & wellness center web site shall be deemed your acceptance of these disclaimers and any changes and the
reasonableness of these standards for notice of changes.